About the Administrator and Underwriter

About Aon Integramark (the "Administrator")

Since inception, Aon Integramark has served over 15 million customers with disability and unemployment related products. Aon Integramark is a division of Aon, a leading global provider of risk management, insurance and reinsurance brokerage, and human resource solution and outsourcing services. With over $12 billion in revenue, Aon is consistently ranked as a leading Global Insurance Brokerage by A.M. Best, independent analysts of the insurance industry since 1899.


About American National Property And Casualty Company (the "Underwriter")

American National Insurance Company was founded in 1905 and has evolved into an industry leader ranking among the largest of life insurance companies in the United States.

Founder William L. Moody envisioned a company that operated on the core ideals of "strong management, prudent investment, and financial strength"—a company so fundamentally solid that it would still be in operation 500 years into the future. And, after more than a century in business, American National is every bit as strong and prosperous as Mr. Moody envisioned.

American National offers a broad variety of life insurance, retirement annuities, accident and health insurance, pension plan products and services, credit insurance, and property/casualty insurance for personal lines, agribusiness, and targeted commercial exposures. Products are distributed through career agents, independent marketing organizations, and multiple line exclusive agents as well as direct distribution channels.

Headquartered in Galveston, Texas, American National has more than 5,000 employees in Galveston and League City, Texas; Springfield, Missouri; and Glenmont, New York. The American National network of agents stretches across all 50 states and Puerto Rico, and they provide service to our more than 7 million policyholders.

American National Insurance Company is the parent of the American National family of companies, collectively referred to as American National. Through the family of companies, American National offers life insurance products, annuities, property and casualty insurance, and other financial products and services.

American National Property And Casualty Company (ANPAC) is a property and casualty company with its home office located in Springfield, Missouri, and is a subsidiary of American National Insurance Company. ANPAC continually strives to improve its quality of service while maintaining a strong financial position. This, combined with our innovative products, has resulted in an A.M. Best rating of A (Excellent).